{
 "version": 1,
 "x402Version": 2,
 "name": "DebtPulse",
 "description": "Global debt elimination intelligence API. 21 endpoints covering payoff math, creditor negotiation scripts, debt settlement analysis, statute of limitations detection, student loan strategy (US/UK/AU/CA), credit repair and building, insolvency analysis, tax debt relief (IRS/HMRC/CRA/ATO), medical bill negotiation, mortgage relief, BNPL and payday loan escape, and debt-to-wealth roadmaps.",
 "resources": [
  {
   "resource": "https://debtpulse.theaslangroupllc.com/api/debt/bnpl",
   "method": "GET",
   "price_usd": 0.08,
   "asset": "USDC",
   "networks": [
    "eip155:8453",
    "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
    "xrpl:0",
    "eip155:137",
    "eip155:42161",
    "eip155:480",
    "eip155:999",
    "eip155:143",
    "algorand:wGHE2Pwdvd7S12BL5FaOP20EGYesN73k",
    "eip155:196"
   ],
   "description": "True APR calculation, platform-specific risks, escape/consolidation strategy for Klarna, Afterpay, Affirm, Zip, Sezzle."
  },
  {
   "resource": "https://debtpulse.theaslangroupllc.com/api/debt/build-credit",
   "method": "GET",
   "price_usd": 0.1,
   "asset": "USDC",
   "networks": [
    "eip155:8453",
    "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
    "xrpl:0",
    "eip155:137",
    "eip155:42161",
    "eip155:480",
    "eip155:999",
    "eip155:143",
    "algorand:wGHE2Pwdvd7S12BL5FaOP20EGYesN73k",
    "eip155:196"
   ],
   "description": "Product recommendations, phased strategy, realistic milestones for building credit from thin or damaged files."
  },
  {
   "resource": "https://debtpulse.theaslangroupllc.com/api/debt/collections",
   "method": "GET",
   "price_usd": 0.08,
   "asset": "USDC",
   "networks": [
    "eip155:8453",
    "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
    "xrpl:0",
    "eip155:137",
    "eip155:42161",
    "eip155:480",
    "eip155:999",
    "eip155:143",
    "algorand:wGHE2Pwdvd7S12BL5FaOP20EGYesN73k",
    "eip155:196"
   ],
   "description": "FDCPA/FCA/ACCC consumer rights, validation letter template, cease-and-desist template, violation reporting resources."
  },
  {
   "resource": "https://debtpulse.theaslangroupllc.com/api/debt/consolidate",
   "method": "GET",
   "price_usd": 0.1,
   "asset": "USDC",
   "networks": [
    "eip155:8453",
    "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
    "xrpl:0",
    "eip155:137",
    "eip155:42161",
    "eip155:480",
    "eip155:999",
    "eip155:143",
    "algorand:wGHE2Pwdvd7S12BL5FaOP20EGYesN73k",
    "eip155:196"
   ],
   "description": "Personal loan vs balance transfer vs HELOC with specific lender recommendations and break-even math."
  },
  {
   "resource": "https://debtpulse.theaslangroupllc.com/api/debt/credit",
   "method": "GET",
   "price_usd": 0.1,
   "asset": "USDC",
   "networks": [
    "eip155:8453",
    "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
    "xrpl:0",
    "eip155:137",
    "eip155:42161",
    "eip155:480",
    "eip155:999",
    "eip155:143",
    "algorand:wGHE2Pwdvd7S12BL5FaOP20EGYesN73k",
    "eip155:196"
   ],
   "description": "Country-specific credit repair — negative item analysis, dispute strategy, realistic timeline."
  },
  {
   "resource": "https://debtpulse.theaslangroupllc.com/api/debt/dispute",
   "method": "GET",
   "price_usd": 0.08,
   "asset": "USDC",
   "networks": [
    "eip155:8453",
    "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
    "xrpl:0",
    "eip155:137",
    "eip155:42161",
    "eip155:480",
    "eip155:999",
    "eip155:143",
    "algorand:wGHE2Pwdvd7S12BL5FaOP20EGYesN73k",
    "eip155:196"
   ],
   "description": "Dispute letter templates, bureau process, escalation path by country (FCRA/ICO/Privacy Act/PIPEDA)."
  },
  {
   "resource": "https://debtpulse.theaslangroupllc.com/api/debt/freedom-roadmap",
   "method": "GET",
   "price_usd": 0.15,
   "asset": "USDC",
   "networks": [
    "eip155:8453",
    "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
    "xrpl:0",
    "eip155:137",
    "eip155:42161",
    "eip155:480",
    "eip155:999",
    "eip155:143",
    "algorand:wGHE2Pwdvd7S12BL5FaOP20EGYesN73k",
    "eip155:196"
   ],
   "description": "Phase-by-phase plan from current debt to debt-free + 10-year wealth projection. Bridges to WealthPulse."
  },
  {
   "resource": "https://debtpulse.theaslangroupllc.com/api/debt/garnishment",
   "method": "GET",
   "price_usd": 0.08,
   "asset": "USDC",
   "networks": [
    "eip155:8453",
    "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
    "xrpl:0",
    "eip155:137",
    "eip155:42161",
    "eip155:480",
    "eip155:999",
    "eip155:143",
    "algorand:wGHE2Pwdvd7S12BL5FaOP20EGYesN73k",
    "eip155:196"
   ],
   "description": "Garnishment rules by jurisdiction — exempt states/countries, protected amounts, how to object."
  },
  {
   "resource": "https://debtpulse.theaslangroupllc.com/api/debt/insolvency",
   "method": "GET",
   "price_usd": 0.2,
   "asset": "USDC",
   "networks": [
    "eip155:8453",
    "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
    "xrpl:0",
    "eip155:137",
    "eip155:42161",
    "eip155:480",
    "eip155:999",
    "eip155:143",
    "algorand:wGHE2Pwdvd7S12BL5FaOP20EGYesN73k",
    "eip155:196"
   ],
   "description": "Multi-country insolvency: US Chapter 7/13, UK IVA/DRO/bankruptcy, CA Consumer Proposal, AU Part IX/X."
  },
  {
   "resource": "https://debtpulse.theaslangroupllc.com/api/debt/medical",
   "method": "GET",
   "price_usd": 0.1,
   "asset": "USDC",
   "networks": [
    "eip155:8453",
    "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
    "xrpl:0",
    "eip155:137",
    "eip155:42161",
    "eip155:480",
    "eip155:999",
    "eip155:143",
    "algorand:wGHE2Pwdvd7S12BL5FaOP20EGYesN73k",
    "eip155:196"
   ],
   "description": "Charity care application strategy, No Surprises Act rights, itemized bill review, negotiation scripts."
  },
  {
   "resource": "https://debtpulse.theaslangroupllc.com/api/debt/mortgage-relief",
   "method": "GET",
   "price_usd": 0.12,
   "asset": "USDC",
   "networks": [
    "eip155:8453",
    "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
    "xrpl:0",
    "eip155:137",
    "eip155:42161",
    "eip155:480",
    "eip155:999",
    "eip155:143",
    "algorand:wGHE2Pwdvd7S12BL5FaOP20EGYesN73k",
    "eip155:196"
   ],
   "description": "Forbearance, loan modification, repayment plans, HAF program, foreclosure alternatives by country."
  },
  {
   "resource": "https://debtpulse.theaslangroupllc.com/api/debt/negotiate",
   "method": "GET",
   "price_usd": 0.15,
   "asset": "USDC",
   "networks": [
    "eip155:8453",
    "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
    "xrpl:0",
    "eip155:137",
    "eip155:42161",
    "eip155:480",
    "eip155:999",
    "eip155:143",
    "algorand:wGHE2Pwdvd7S12BL5FaOP20EGYesN73k",
    "eip155:196"
   ],
   "description": "Hardship program scripts, tactics, and realistic outcomes specific to the named creditor."
  },
  {
   "resource": "https://debtpulse.theaslangroupllc.com/api/debt/payday",
   "method": "GET",
   "price_usd": 0.1,
   "asset": "USDC",
   "networks": [
    "eip155:8453",
    "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
    "xrpl:0",
    "eip155:137",
    "eip155:42161",
    "eip155:480",
    "eip155:999",
    "eip155:143",
    "algorand:wGHE2Pwdvd7S12BL5FaOP20EGYesN73k",
    "eip155:196"
   ],
   "description": "True APR, legal rights, extended payment plan options, ACH revocation instructions by state/country."
  },
  {
   "resource": "https://debtpulse.theaslangroupllc.com/api/debt/payoff",
   "method": "GET",
   "price_usd": 0.1,
   "asset": "USDC",
   "networks": [
    "eip155:8453",
    "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
    "xrpl:0",
    "eip155:137",
    "eip155:42161",
    "eip155:480",
    "eip155:999",
    "eip155:143",
    "algorand:wGHE2Pwdvd7S12BL5FaOP20EGYesN73k",
    "eip155:196"
   ],
   "description": "Avalanche, snowball, and hybrid payoff comparison with exact amortization math, interest savings, and milestone calendar."
  },
  {
   "resource": "https://debtpulse.theaslangroupllc.com/api/debt/priority",
   "method": "GET",
   "price_usd": 0.1,
   "asset": "USDC",
   "networks": [
    "eip155:8453",
    "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
    "xrpl:0",
    "eip155:137",
    "eip155:42161",
    "eip155:480",
    "eip155:999",
    "eip155:143",
    "algorand:wGHE2Pwdvd7S12BL5FaOP20EGYesN73k",
    "eip155:196"
   ],
   "description": "Priority ranking using: legal risk, SOL proximity, interest rate, collateral status, account health."
  },
  {
   "resource": "https://debtpulse.theaslangroupllc.com/api/debt/rights",
   "method": "GET",
   "price_usd": 0.05,
   "asset": "USDC",
   "networks": [
    "eip155:8453",
    "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
    "xrpl:0",
    "eip155:137",
    "eip155:42161",
    "eip155:480",
    "eip155:999",
    "eip155:143",
    "algorand:wGHE2Pwdvd7S12BL5FaOP20EGYesN73k",
    "eip155:196"
   ],
   "description": "Governing laws, rights summary, collector prohibitions, enforcement bodies by country."
  },
  {
   "resource": "https://debtpulse.theaslangroupllc.com/api/debt/settle",
   "method": "GET",
   "price_usd": 0.15,
   "asset": "USDC",
   "networks": [
    "eip155:8453",
    "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
    "xrpl:0",
    "eip155:137",
    "eip155:42161",
    "eip155:480",
    "eip155:999",
    "eip155:143",
    "algorand:wGHE2Pwdvd7S12BL5FaOP20EGYesN73k",
    "eip155:196"
   ],
   "description": "Realistic settlement percentages, negotiation script, tax implications (1099-C), and zombie debt warnings."
  },
  {
   "resource": "https://debtpulse.theaslangroupllc.com/api/debt/snapshot",
   "method": "GET",
   "price_usd": 0.1,
   "asset": "USDC",
   "networks": [
    "eip155:8453",
    "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
    "xrpl:0",
    "eip155:137",
    "eip155:42161",
    "eip155:480",
    "eip155:999",
    "eip155:143",
    "algorand:wGHE2Pwdvd7S12BL5FaOP20EGYesN73k",
    "eip155:196"
   ],
   "description": "Full debt health assessment — burden score, DTI ratio, danger flags, priority actions, payoff projections."
  },
  {
   "resource": "https://debtpulse.theaslangroupllc.com/api/debt/statute",
   "method": "GET",
   "price_usd": 0.05,
   "asset": "USDC",
   "networks": [
    "eip155:8453",
    "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
    "xrpl:0",
    "eip155:137",
    "eip155:42161",
    "eip155:480",
    "eip155:999",
    "eip155:143",
    "algorand:wGHE2Pwdvd7S12BL5FaOP20EGYesN73k",
    "eip155:196"
   ],
   "description": "SOL status, zombie debt detection, credit report timeline. Covers all 50 US states + UK, CA provinces, AU states."
  },
  {
   "resource": "https://debtpulse.theaslangroupllc.com/api/debt/student",
   "method": "GET",
   "price_usd": 0.12,
   "asset": "USDC",
   "networks": [
    "eip155:8453",
    "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
    "xrpl:0",
    "eip155:137",
    "eip155:42161",
    "eip155:480",
    "eip155:999",
    "eip155:143",
    "algorand:wGHE2Pwdvd7S12BL5FaOP20EGYesN73k",
    "eip155:196"
   ],
   "description": "Multi-country student loan intelligence: US (IDR/PSLF), UK (Plan 1-5), AU (HECS/HELP), CA (RAP)."
  },
  {
   "resource": "https://debtpulse.theaslangroupllc.com/api/debt/tax",
   "method": "GET",
   "price_usd": 0.12,
   "asset": "USDC",
   "networks": [
    "eip155:8453",
    "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
    "xrpl:0",
    "eip155:137",
    "eip155:42161",
    "eip155:480",
    "eip155:999",
    "eip155:143",
    "algorand:wGHE2Pwdvd7S12BL5FaOP20EGYesN73k",
    "eip155:196"
   ],
   "description": "IRS Fresh Start / HMRC Time to Pay / CRA Taxpayer Relief / ATO hardship — country-specific programs."
  }
 ],
 "links": {
  "openapi": "https://debtpulse.theaslangroupllc.com/openapi.json",
  "llms": "https://debtpulse.theaslangroupllc.com/llms.txt",
  "agent": "https://debtpulse.theaslangroupllc.com/.well-known/agent.json"
 },
 "contact": "https://debtpulse.theaslangroupllc.com"
}